Browse Month: September 2019

What distinguishes payday loan without formalities?

Everyone who takes a loan knows how much time and effort it takes to get a loan. Especially if you’re trying to get him online. You fill out the form, wait for a response from the bank. A kind consultant calls you and asks for all the details of your income. Finally, you receive the email “your loan application has been rejected”. That is why payday loans without formalities are becoming more and more popular.

What does taking payday loans without formalities look like?

What does taking payday loans without formalities look like?

It is very easy. You just go to the website of the company that grants such loans. Then you specify the amount you want to borrow and for what period. At this point, the conditions under which you will receive the money are clearly presented. This is the first step, usually after setting these parameters, you click the “next” button, “fill in the application” or similar.


Then you simply fill out a form in which you provide your personal identification number, name and surname, and various other details needed to grant you a loan. At the same time, you don’t have to provide your income, employment status etc. It is a very convenient and quick way to get a loan. Filling out the form usually does not take even 15 minutes.


The next step is usually a verification transfer – you need to make a transfer from your account. Usually for 1 PLN. The purpose of this transfer is to check the accuracy of your data. Thanks to this, you can be sure that you take out a loan for yourself and not for example someone else.


Once you have made the transfer, you now have to wait for the money. If you have completed the form correctly and all the data match the data you provided when setting up the bank account from which you made the transfer, you will receive money within 24 hours. Often, the transfer occurs much faster.

Can anything go wrong while taking a payday loan?

payday loan

Some people are afraid of taking payday loans. They ask themselves various questions:


– What if it’s a scam?


– What if I don’t receive my money?


– What if my data is used later?


These fears are most understandable if anyone has never taken a non-bank loan, or so-called payday loan, until now. In addition, many people cannot believe how little effort is required to receive a payday loan without formalities. It is much more convenient and faster than getting a bank loan.


And as for these fears, you absolutely have nothing to worry about. If you have any concerns, just read the company’s terms and privacy policy. There are described exactly the rules for taking a loan in a given company. At the same time, remember that all companies operating in Poland are subject to Polish law. Contrary to what some people say, loan companies cannot do what they like, but they follow certain rules.

Is it worth taking a payday loan without formalities?

payday loan

If you need money, then by all means. Thanks to the payday loanwithout any formalities you are able to get the necessary funds very quickly. Very often, the next day you have money in your account.


This is one of the easiest ways to supplement your home budget. In addition, it is worth remembering that in many companies taking the first loan you give back the amount you borrowed. There is no interest rate or loan costs!